$18 an hour by pay period
For a full-time job of 40 hours a week, before taxes:
| Pay period | 52 paid weeks | 50 paid weeks (2 weeks unpaid) |
|---|---|---|
| Per year | $37,440 | $36,000 |
| Per month | $3,120 | $3,000 |
| Per two weeks (biweekly) | $1,440 | $1,384.62 |
| Per week | $720 | $720 |
| Per day (8 hours) | $144 | $144 |
How to calculate it
A full-time year has 2,080 working hours (40 × 52). For a quick estimate, double the hourly wage and add three zeros: $18 → about $36,000. Every extra $1 an hour adds $2,080 a year.
Part-time and overtime at $18 an hour
Overtime above 40 hours a week is paid at time and a half ($27 an hour), as required for most hourly workers under the Fair Labor Standards Act.
| Hours per week | Weekly | Monthly | Yearly |
|---|---|---|---|
| 10 | $180 | $780 | $9,360 |
| 15 | $270 | $1,170 | $14,040 |
| 20 | $360 | $1,560 | $18,720 |
| 25 | $450 | $1,950 | $23,400 |
| 30 | $540 | $2,340 | $28,080 |
| 35 | $630 | $2,730 | $32,760 |
| 40 | $720 | $3,120 | $37,440 |
| 45 (5 h overtime) | $855 | $3,705 | $44,460 |
| 50 (10 h overtime) | $990 | $4,290 | $51,480 |
$18 an hour after taxes
Take-home pay depends on your state, filing status, benefits and retirement contributions. Social Security and Medicare alone take 7.65%, and federal and state income taxes add more. Here is what $37,440 a year looks like at different total withholding rates:
| Share withheld for taxes | Take-home per year | Per month | Per biweekly check |
|---|---|---|---|
| 15% | $31,824 | $2,652 | $1,224 |
| 20% | $29,952 | $2,496 | $1,152 |
| 25% | $28,080 | $2,340 | $1,080 |
| 30% | $26,208 | $2,184 | $1,008 |
What can you afford on $18 an hour?
- Rent: the common 30% rule suggests spending no more than about $936 a month on rent (30% of $3,120 gross monthly pay).
- Home buying: lenders' 28% guideline allows a housing payment of about $874 a month — see the home affordability calculator.
- Compared with the federal minimum wage of $7.25, $18 an hour is 2.5 times as much.
Nearby hourly wages
| Hourly wage | Per month | Per year |
|---|---|---|
| $15 an hour | $2,600 | $31,200 |
| $16 an hour | $2,773 | $33,280 |
| $17 an hour | $2,947 | $35,360 |
| $18 an hour | $3,120 | $37,440 |
| $19 an hour | $3,293 | $39,520 |
| $20 an hour | $3,467 | $41,600 |
| $21 an hour | $3,640 | $43,680 |
See every wage from $10 to $100 in the hourly to salary chart, or go the other way with $35,000 a year.
Frequently asked questions
How much is $18 an hour per year?
$18 an hour is $37,440 a year before taxes, assuming 40 hours a week for 52 weeks (2,080 hours). With two weeks of unpaid time off it is $36,000.
How much is $18 an hour per month?
About $3,120 a month before taxes ($37,440 ÷ 12). A four-week month of work pays $2,880.
How much is $18 an hour biweekly?
A biweekly paycheck covers 80 hours, so $18 an hour is $1,440 every two weeks before taxes.
How much is $18 an hour part time?
At 20 hours a week, $18 an hour is $360 a week or $18,720 a year. At 30 hours a week it is $540 a week or $28,080 a year.
How much is $18 an hour after taxes?
It depends on your location and situation. If 20% of your pay is withheld for taxes, $37,440 becomes about $29,952 a year ($2,496 a month); at 25%, about $28,080 a year.
Results are estimates for educational purposes and are not financial advice. Actual loan terms, rates, taxes and fees vary by lender and location — confirm figures with a qualified professional before making decisions.
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